Financial Aid & Scholarships

The National Higher Education Fund Corporation (PTPTN)

This is a type of loan provided by the Malaysian government to assist students financially in public as well as private institutions of higher learning.

The National Higher Education Fund Corporation (PTPTN) was established under the National Higher Education Fund Act 1997 (Act 566) and is effective from 1st July 1997. PTPTN became operational on 1st November 1997 at Bangunan Wisma Chase Perdana, Off Jalan Semantan, Damansara Heights, Kuala Lumpur.

Function(s) of PTPTN:

• To manage disbursement of student loans for the purpose of higher education, and to collect loan settlements.
• To collect deposits, design and offer savings schemes for the purpose of saving for higher education.
• To carry out any other functions given to the PTPTN under any written legislation.

For more information about PTPTN, click here.

• 50% tuition fee waiver for the total balance amount not covered by PTPTN*.
• Applicable for Malaysian students at the Kelana Jaya Campus ONLY 
• For Undergraduate Students only (Conventional or Online).
• All students MUST apply PTPTN under this scheme and PTPTN Amount Entitlement must be under Sumbangan Tunai Rumah (STR) Category and B40 Category – Special Fee Bursary (STR Category & B40 Category) will be void if the loan amount obtained under PTPTN is not under the stated category*.

*Terms & Conditions apply. For 2025 intakes only. Check with counsellors on your eligibility.

• 100% tuition fee waiver* for the total balance amount not covered by PTPTN.
• Applicable for Malaysian students at UNITAR College (Outstation) & Regional Centres ONLY*.
• For Undergraduate Students only (Conventional).
• All students MUST apply PTPTN under this scheme and PTPTN Amount Entitlement must be under B40 Category – Zero Fee Bursary will be void if the loan amount obtained under PTPTN is not under the stated category*.

*Terms & Conditions apply. For 2025 intakes only. Check with counsellors on your eligibility.

• Applicable for Malaysian students under the M40 category, applying for UNITAR Bachelor’s Degree and Diploma online programmes ONLY*.
• Applicants are required to submit:
  – Income statement / 3-month pay slip
  – Financial appeal
• Applicants MUST apply for PTPTN to be eligible for this special discount.
• The discount is ONLY LIMITED to the first 100 students.

*Terms & Conditions apply. For 2025 intakes only. Check with counsellors on your eligibility.

• 100% waiver on registration fee for accommodation and monthly rental for UNITAR Colleges’ Hostels*.
• Students are required to make a monthly payment of RM50 to cover maintenance, transport, and utilities.

*Terms & Conditions apply. For 2025 intakes only. Check with counsellors on your eligibility.

• Applicable for Malaysian students applying for the following programmes:

*Terms & Conditions apply. For 2025 intakes only. Check with counsellors on your eligibility.

• Applicable for Malaysian students applying to UNITAR Kelana Jaya Campus ONLY.
• Applicable for the following programmes:

*Terms & Conditions apply. For 2025 intakes only. Check with counsellors on your eligibility.

• Applicable for both conventional and online programmes*.
• Applicants are required to pay the Registration Fee and Administration Fee before they are eligible to apply for this Waiver.

*Terms & Conditions apply. For 2025 intakes only. Check with counsellors on your eligibility.

• 30% tuition fee waiver for Master of Business Administration Online programme*.
• Applicable for Malaysian students ONLY.
• Applicants MUST meet one of the following criteria to be eligible for this waiver:
  > Retrenched: Let go by the company through no fault of your own. A letter of retrenchment/notice is required as supporting documentation.
  > Unemployed: Without work for 3 months or more. An EPF Contribution Statement is required to prove no work income for the past 3 months.

*Terms & Conditions apply. For 2025 intakes only. Check with counsellors on your eligibility.

• RM3,000 tuition fee waiver for New Students*.
• RM6,000 tuition fee waiver for Progression Students / Alumni*.
• This Special Bursary is applicable for Malaysian students applying for Doctor of Business Administration (DBA) ONLY.

*Terms & Conditions apply. For 2025 intakes only. Check with counsellors on your eligibility.

• RM2,000 tuition fee waiver for Progression Students / Alumni ONLY*.
• Applicable for Malaysian students applying for PhD programmes in Business Management, Information Technology, Management, and Education. 

*Terms & Conditions apply. For 2025 intakes only. Check with counsellors on your eligibility.

• 10% tuition fee waiver for conventional and online programmes*.
• Applicable for the “First Programme” enrolled at UNITAR ONLY.

*Terms & Conditions apply. For 2025 intakes only. Check with counsellors on your eligibility.

• 10% tuition fee waiver for Foundation / Certificate / Diploma conventional and online programmes*.
• 20% tuition fee waiver for Bachelor’s Degree conventional and online programmes*.
• Applicable for the “First Programme” enrolled at UNITAR ONLY.

*Terms & Conditions apply. For 2025 intakes only. Check with counsellors on your eligibility.

• ONLY applicable to:
  • Malaysian citizen;
  • (Angkatan Tentera Malaysia) Current and Ex-Military Serviceman, their spouse, siblings and children.

*Terms & Conditions apply. For 2025 intakes only. Check with counsellors on your eligibility.

• 10% tuition fee waiver for new students applying for conventional and online programmes*.
• Applicable to Spouse, Children and Siblings of:
  • Former Student / Employees of UNITAR (University, Colleges & Regional Centres)
  • Current Student of UNITAR (University, Colleges & Regional Centres)
• Applicants are required to provide proof of employment at UNITAR and marriage / birth certificate (for spouse, children and siblings).

*Terms & Conditions apply. For 2025 intakes only. Check with counsellors on your eligibility.

• Group Discount of 10% off tuition fees when 3 students sign up together for the same intake*.
• Applicable for Malaysian students applying for conventional or online programmes at UNITAR.

*Terms & Conditions apply. For 2025 intakes only. Check with counsellors on your eligibility.

• 30% tuition fee waiver* for students aged 60 and above applying for conventional or online programmes.
• This discount is NOT applicable for PhD, Doctor of Education and Doctor of Business Administration programmes.

*Terms & Conditions apply. For 2025 intakes only. Check with counsellors on your eligibility.

• Conventional programmes: Up to RM1,000 award* for more than 5 referrals.
• Online programmes: Up to RM700 award* for more than 5 referrals.
• Applicable for both Malaysian and international students who are either current students or alumni at UNITAR.

*Terms & Conditions apply. For 2025 intakes only. Check with counsellors on your eligibility.

Employees Provident Fund (EPF) (Acount II) Withdrawal Scheme for Education

This scheme allows Employees Provident Fund (EPF) members to withdraw from Account II to pay the fees to undertake further studies in local or overseas institutions.

Beginning 2 April 2018, all withdrawal transactions for higher learning institutions can ONLY be made online via members’ i-Akaun.

Introduction

e-Pengeluaran is an online EPF withdrawal application via EPF website for members with i-Akaun.

Who Is Eligible To Apply:

• Malaysian
• Has not reached age 55 on the date of application
• Has savings in Account 2
• Is i-Akaun EPF user

5 Easy Steps Using e-Pengeluaran

• Register / Login to i-Akaun through EPF official website.
• Choose the ‘Withdrawal’ tab. Click ‘New Application’ to begin the transaction.
• A notification via SMS will be sent to you for a thumbprint verification at the EPF counter (Wait for notification from EPF for thumbprint verification).
• Visit any EPF counter once notification is received.
• Payment will be credited to the applicant’s savings account (CLAIM / UNITAR account).

Terms Of e-Pengeluaran

• Existing educational withdrawal requirements still apply. Refer to EPF website
• Has i-Akaun
• Member / Subsidiary pursuing studies at Higher Learning Institution who joins e-Pengeluaran
• Member / Subsidiary wants to settle the remaining balance outstanding to the institution that gives loans and they are participating in e-Pengeluaran.
• For the purpose of approval, the applicant must carry out identification of thumbprint at the EPF counter
• Payments are made via direct credit to member’s bank savings / current accounts or Institution’s account.
• Members who do not meet the requirements of e-Pengeluaran may submit their applications at the counter or by post.

Note:

After submitting the online application please email to ym.ratinuobfsctd-8170d5@pswk and provide the necessary information regarding your withdrawal. The details of information needed are as follows:

• i-Akaun Member’s Name
• Student Name
• Matric No
• Handphone No
• Withdrawal Amount
• Reason for withdrawal application

The Social Security Organization (SOCSO) provides social security protection through social insurance, including medical and cash benefits, provision of artificial aids and rehabilitation to employees to reduce suffering and to provide financial guarantee and protection to the family. It is commonly known in Bahasa Malaysia as PERKESO or Pertubuhan Keselamatan Sosial.

One of the benefits which SOCSO provides for Malaysians is the education benefit, which comes in the form of a loan. Although this benefit is in the form of a loan, it can, however, be converted into a scholarship if the child obtains excellent results. This fund is for the benefit of SOCSO members / contributors in the form of a loan given to dependent children who are in receipt of a monthly benefit for:

• Dependent’s Benefit
• Survivor’s Pension or children of an employee who are in receipt of a monthly benefit for Permanent Disablement or Invalidity Pension.

Eligibility

Applicants must be dependent children of employees who are contributors to the SOCSO insurance schemes, receiving Invalidity Pension or those receiving periodic or permanent disablement payouts. Applicants can also be children of contributors who died while in employment because of injuries, or died before reaching 55 years of age. The applicants must be below 21 years of age, unmarried at the time of application and pursuing degree, diploma or certificate courses recognized by the Education Ministry. This loan is given to deserving students who have done well in their examinations and are admitted to institutes of higher learning.

The following persons are not eligible for the loan:

• Siblings of the insured
• Matriculation/foundation/scholarship students.

Loan coverage

SOCSO is offering educational loans, amounting to as much as RM100,000, to children of members who are in receipt of monthly invalidity pensions.

The borrower is required to repay the loan via monthly installments once the person has completed the study programme.

How to apply

Application has to be made by completing the “Permohonan Pinjaman Pendidikan PERKESO” form available at the local SOCSO office. You can also visit www.perkeso.gov.my for more information.