Financial Aid & Scholarships

The National Higher Education Fund Corporation (PTPTN)

This is a type of loan provided by the Malaysian government to assist students financially in public as well as private institutions of higher learning.

The National Higher Education Fund Corporation (PTPTN) was established under the National Higher Education Fund Act 1997 (Act 566) and is effective from 1st July 1997. PTPTN became operational on 1st November 1997 at Bangunan Wisma Chase Perdana, Off Jalan Semantan, Damansara Heights, Kuala Lumpur.

Function(s) of PTPTN:

• To manage disbursement of student loans for the purpose of higher education, and to collect loan settlements.
• To collect deposits, design and offer savings schemes for the purpose of saving for higher education.
• To carry out any other functions given to the PTPTN under any written legislation.

For more information about PTPTN, click here.

New Students Enrolling in Certificate Programmes (On-Campus/ Online) at UNITAR Kelana Jaya Campus

• B40 Certificate Bundling: Installment plan (RM150/ month) for 16 months
• M40 Certificate Bundling: Installment plan (RM300/ month) for 16 months
• Students must progress immediately to a UNITAR Diploma programme to qualify for a waiver of the remaining Certificate programme fee balance

Terms & Conditions apply. For 2026 intakes only. Speak to our counsellors to check your eligibility.

• 50% tuition fee waiver for the total balance amount not covered by PTPTN*.
• Applicable for Malaysian students at the Kelana Jaya Campus ONLY 
• For Undergraduate Students only (On-Campus/ Online).
• All students MUST apply PTPTN under this scheme and PTPTN Amount Entitlement must be under Sumbangan Tunai Rumah (STR) Category and B40 Category – Special Fee Bursary will be void if the loan amount obtained under PTPTN is not under the stated category*.

*Terms & Conditions apply. For 2026 intakes only. Speak to our counsellors to check your eligibility.

• Enjoy RM3,000 tuition fee rebate for M40 students studying online.
• Applicable for Diploma & Degree (Online programmes)
• Requires PTPTN application under M40 category
• The discount is ONLY LIMITED to the first 100 students.

*Terms & Conditions apply. For 2026 intakes only. Speak to our counsellors to check your eligibility.

• Applicable to Malaysian students enrolling in the following programmes:

*Terms & Conditions apply. For 2026 intakes only. Speak to our counsellors to check your eligibility.

Applicable to Malaysian students applying for Art & Design programmes at UNITAR Kelana Jaya Campus ONLY.

*Terms & Conditions apply. For 2026 intakes only. Speak to our counsellors to check your eligibility.

• 30% tuition fee waiver for Master of Business Administration Online programme*.
• Applicable to Malaysian students only
• For applicants who are retrenched or unemployed:
  > Retrenched: Supporting letter/notice required
  > Unemployed (3 months or more): EPF statement required as proof

*Terms & Conditions apply. For 2026 intakes only. Speak to our counsellors to check your eligibility.

• RM3,000 tuition fee waiver for New Students*.
• RM6,000 tuition fee waiver for Progression Students / Alumni*.
• This Special Bursary is applicable to Malaysian students applying for Doctor of Business Administration (DBA) ONLY.

*Terms & Conditions apply. For 2026 intakes only. Speak to our counsellors to check your eligibility.

• RM2,000 tuition fee waiver for Progression Students / Alumni ONLY*.
• Applicable to Malaysian students applying for PhD programmes in Business Management, Information Technology, Management, and Education. 

*Terms & Conditions apply. For 2026 intakes only. Speak to our counsellors to check your eligibility.

Exclusive tuition support for Malaysian government servants and their families.

• Enjoy 10% tuition fee waivers
• Group enrolment: Unlock higher savings when signing up together
• Available for Diploma to Doctorate programmes (Online & On-Campus)

*Terms & Conditions apply. For 2026 intakes only. Speak to our counsellors to check your eligibility.

Teacher Bursary Award

• 10% tuition fee waiver for UNITAR programmes (on-campus/ online)
• Applicable to teachers, lecturers, principals and education professionals
• Valid for first programme enrolment only

Teacher Recognition Award (For Children)

• 10% waiver for Foundation / Diploma / Certificate programmes
• 20% waiver for Degree programmes
• Applicable to children of educators
• Valid for first programme enrolment only

*Terms & Conditions apply. For 2026 intakes only. Speak to our counsellors to check your eligibility.

• Enjoy 10% tuition fee waiver for family members of UNITAR students and alumni.
• Applicable to Spouse, Children and Siblings of:
  • Former Student / Employees of UNITAR (University, Colleges & Regional Centres)
  • Current Student of UNITAR (University, Colleges & Regional Centres)
• Available for on-Campus/ Online programmes

*Terms & Conditions apply. For 2026 intakes only. Speak to our counsellors to check your eligibility.

• Sign up with friends and enjoy exclusive group savings of up to 25% on your studies at UNITAR. The more you sign up together, the more you save.
• Applicable to Malaysian students enrolling in on-campus or online programmes at UNITAR.

*Terms & Conditions apply. For 2026 intakes only. Speak to our counsellors to check your eligibility.

• 30% tuition fee waiver for Malaysian senior citizens aged 60 and above
• Applicable for new students (on-campus/ online)
• This discount is not available for PhD, Doctor of Education and Doctor of Business Administration programmes

*Terms & Conditions apply. For 2026 intakes only. Speak to our counsellors to check your eligibility.

• On-campus programmes: Up to RM1,000 cash reward* per referral
• Online programmes: Up to RM700 cash reward* per referral
• Open to current students and alumni (Malaysian & International)

*Terms & Conditions apply. For 2026 intakes only. Speak to our counsellors to check your eligibility.

Employees Provident Fund (EPF) (Acount II) Withdrawal Scheme for Education

This scheme allows Employees Provident Fund (EPF) members to withdraw from Account II to pay the fees to undertake further studies in local or overseas institutions.

Beginning 2 April 2018, all withdrawal transactions for higher learning institutions can ONLY be made online via members’ i-Akaun.

Introduction

e-Pengeluaran is an online EPF withdrawal application via EPF website for members with i-Akaun.

Who Is Eligible To Apply:

• Malaysian
• Has not reached age 55 on the date of application
• Has savings in Account 2
• Is i-Akaun EPF user

5 Easy Steps Using e-Pengeluaran

• Register / Login to i-Akaun through EPF official website.
• Choose the ‘Withdrawal’ tab. Click ‘New Application’ to begin the transaction.
• A notification via SMS will be sent to you for a thumbprint verification at the EPF counter (Wait for notification from EPF for thumbprint verification).
• Visit any EPF counter once notification is received.
• Payment will be credited to the applicant’s savings account (CLAIM / UNITAR account).

Terms Of e-Pengeluaran

• Existing educational withdrawal requirements still apply. Refer to EPF website
• Has i-Akaun
• Member / Subsidiary pursuing studies at Higher Learning Institution who joins e-Pengeluaran
• Member / Subsidiary wants to settle the remaining balance outstanding to the institution that gives loans and they are participating in e-Pengeluaran.
• For the purpose of approval, the applicant must carry out identification of thumbprint at the EPF counter
• Payments are made via direct credit to member’s bank savings / current accounts or Institution’s account.
• Members who do not meet the requirements of e-Pengeluaran may submit their applications at the counter or by post.

Note:

After submitting the online application please email to ym.ratinuobfsctd-34c18b@pswk and provide the necessary information regarding your withdrawal. The details of information needed are as follows:

• i-Akaun Member’s Name
• Student Name
• Matric No
• Handphone No
• Withdrawal Amount
• Reason for withdrawal application

The Social Security Organization (SOCSO) provides social security protection through social insurance, including medical and cash benefits, provision of artificial aids and rehabilitation to employees to reduce suffering and to provide financial guarantee and protection to the family. It is commonly known in Bahasa Malaysia as PERKESO or Pertubuhan Keselamatan Sosial.

One of the benefits which SOCSO provides for Malaysians is the education benefit, which comes in the form of a loan. Although this benefit is in the form of a loan, it can, however, be converted into a scholarship if the child obtains excellent results. This fund is for the benefit of SOCSO members / contributors in the form of a loan given to dependent children who are in receipt of a monthly benefit for:

• Dependent’s Benefit
• Survivor’s Pension or children of an employee who are in receipt of a monthly benefit for Permanent Disablement or Invalidity Pension.

Eligibility

Applicants must be dependent children of employees who are contributors to the SOCSO insurance schemes, receiving Invalidity Pension or those receiving periodic or permanent disablement payouts. Applicants can also be children of contributors who died while in employment because of injuries, or died before reaching 55 years of age. The applicants must be below 21 years of age, unmarried at the time of application and pursuing degree, diploma or certificate courses recognized by the Education Ministry. This loan is given to deserving students who have done well in their examinations and are admitted to institutes of higher learning.

The following persons are not eligible for the loan:

• Siblings of the insured
• Matriculation/foundation/scholarship students.

Loan coverage

SOCSO is offering educational loans, amounting to as much as RM100,000, to children of members who are in receipt of monthly invalidity pensions.

The borrower is required to repay the loan via monthly installments once the person has completed the study programme.

How to apply

Application has to be made by completing the “Permohonan Pinjaman Pendidikan PERKESO” form available at the local SOCSO office. You can also visit www.perkeso.gov.my for more information.